Verify Property Title and Ownership

Ensuring that a property has a clean title and confirmed ownership protects you from potential legal disputes, liens, or claims. Below are key steps to guarantee the property’s title is valid.

Property Title and Ownership
Title Search

Conduct a Thorough Title Search — Check public records and official databases to confirm current and past ownership.

Why It Matters: Reveals any outstanding liens or undisclosed co-owners.

Helpful Resource: PropertyRecord.com
Who to Talk To: Title company or county clerk’s office

No Liens or Claims

Confirm There Are No Liens or Claims — Unpaid taxes, lawsuits, or contractor liens can attach to the property.

Why It Matters: Buying a property with unresolved liens can make you liable for someone else’s debts.

Helpful Resource: LienHub
Who to Talk To: Title company or real estate attorney

Title Insurance

Obtain Title Insurance — Insurance can protect you from future title disputes or errors in public records.

Why It Matters: Title insurance is a one-time cost that shields you from legal and financial risks.

Helpful Resource: American Land Title Association
Who to Talk To: Your title insurance provider or attorney

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