San Antonio Real Estate Investment Guide For 2026
A comprehensive resource for investors looking to capitalize on the most affordable major Texas metro, anchored by the nation’s largest military installation and a genuinely diversifying economy
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In This Guide
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1. San Antonio Market Overview
Market Fundamentals
San Antonio stands as the most affordable major real estate investment city in Texas, anchored by the largest military installation in the country by population and a genuinely diversifying economy that extends well beyond its historical military and tourism base. From the revitalizing Southtown arts district to the growing north-northwest corridor around Stone Oak, San Antonio offers the lowest entry prices among major Texas metros with a demand floor few other cities can match.
Key economic indicators that define San Antonio’s investment case:
- Population: 1.5M+ city proper, 2.7M+ greater metro area, the second-largest city in Texas
- Major Employers: Joint Base San Antonio, USAA, H-E-B (headquarters), Valero Energy, UT Health San Antonio, an expanding cybersecurity sector
- Military Economic Impact: approximately $41 billion annually from Joint Base San Antonio, the largest military installation in the country by population
- No State Income Tax: continues to draw value-seeking relocations from Austin, Dallas, and California
- Median Sale Price: approximately $290,000-$295,000, roughly 37% below the national average and about half the Austin median
- Months of Inventory: rising sharply, with active listings up 15-35% year over year depending on the data source
San Antonio’s economy has diversified meaningfully beyond its military and tourism roots. USAA and Valero Energy anchor major corporate headquarters presences. H-E-B, the regional grocery giant, is headquartered downtown. UT Health San Antonio anchors a growing medical district, and a cybersecurity cluster has developed around the military and intelligence presence at JBSA. This breadth is why San Antonio has avoided the more severe volatility seen in Austin or Phoenix over the past five years, even as 2026 brings genuine softening.
San Antonio’s skyline reflects a city built on military heritage, genuine affordability, and a diversifying economic base
2026 Economic Outlook
- Redfin names San Antonio among 2026’s markets most likely to continue softening, alongside Austin
- Insurance cost increases and natural disaster exposure cited as the primary softening drivers, not weak demand
- Multifamily oversupply from the post-2022 delivery cycle continues working through absorption
- San Antonio weighing its first city property tax rate increase in 33 years to close a budget deficit
- Population growth of roughly 30,000 residents annually continues to outpace the national average threefold
Investment Climate
San Antonio’s investment environment in 2026 offers a genuine entry-level value proposition among major Texas metros, layered with real risks that must be underwritten honestly. Successful San Antonio investors tend to share a few characteristics:
- Military-tenant awareness since neighborhoods near Lackland, Randolph, and Fort Sam Houston benefit from a renter base with reliable BAH income and constant PCS-driven turnover
- Insurance cost discipline given Texas’s hail, wind, and storm exposure and San Antonio’s specific 2026 softening tied to rising premiums
- Submarket precision since San Antonio operates as several genuinely distinct markets, from the ultra-premium Alamo Heights enclave to the deep-value Government Hill corridor
- Property tax awareness given the city’s above-average combined effective rate and the pending first rate increase in 33 years
- Patience with multifamily avoiding oversupplied apartment submarkets unless buying at a genuine discount reflecting current absorption challenges
The comparison to Austin is instructive: both metros appear in Redfin’s 2026 list of markets most likely to soften further, but for different underlying reasons. Austin’s correction reflects unwinding an extraordinary pandemic-era price spike. San Antonio never experienced that same vertical run-up, so its softening reflects a more modest normalization layered onto genuine insurance and multifamily supply pressures, a materially different risk profile for a patient investor.
Historical Performance
| Period | Market Driver | Avg Annual Change | Key Event |
|---|---|---|---|
| 2015-2019 | Steady population growth, military stability | +4-6% | San Antonio grows steadily without Austin-style speculation |
| 2020-2022 | Pandemic migration, value relocation from Austin/California | +8-12% | Meaningful appreciation without Austin’s extreme volatility |
| 2023-2025 | Multifamily construction boom, insurance cost surge | +1-2% | Post-2022 apartment delivery cycle creates rental oversupply |
| 2026 (current) | Insurance-driven softening, inventory growth | -2 to +1% | Redfin names San Antonio among the metros most likely to soften further |
| 2027 (projected) | Absorption of multifamily supply, stabilization | +2-4% (consensus) | Population and job growth continue supporting gradual recovery |
San Antonio’s defining historical characteristic is stability: over the past five years, the metro has consistently delivered steady home appreciation without the extreme volatility seen in Austin or Phoenix. The 2026 softening reflects real, identifiable pressures (insurance costs, multifamily oversupply, reversing pandemic migration patterns) rather than a speculative bubble unwinding, which is precisely why forecasts call for a moderate rather than severe correction.
Demographic Trends Driving Demand
- Joint Base San Antonio – the largest military installation in the country by population drives constant PCS-related housing turnover and a renter base with reliable government-backed BAH income
- Value Relocation from Austin and Dallas – intrastate movers seeking dramatically lower housing costs while remaining within Texas’s no-income-tax environment
- Medical District Expansion – UT Health San Antonio and the broader South Texas Medical Center continue adding jobs, sustaining demand in the north-central corridor
- Cybersecurity Sector Growth – San Antonio’s designation as a cybersecurity hub, driven by its military and intelligence community presence, is adding a genuinely new high-income employment base
- Corporate Headquarters Stability – USAA, Valero Energy, and H-E-B provide a stable, non-cyclical employment anchor distinct from the tech-cycle exposure Austin carries
- Continued Population Growth – roughly 30,000 new residents annually, more than three times the national average growth rate, provides a steady demand floor even during softer pricing periods
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2. Neighborhood Hotspots
San Antonio Investment Neighborhood Map
Interactive map of San Antonio’s investment neighborhoods. Green stars show top hotspots, blue circles mark established markets, and orange circles highlight emerging areas.
Core Investment Neighborhoods
Detailed Submarket Analysis: All San Antonio Neighborhoods
| Neighborhood | Price Range (SFH) | Cap Rate | Growth Drivers | Best Strategy |
|---|---|---|---|---|
| Southtown / King William | $320K-$500K | 5.5-7.0% | Highest citywide appreciation, strong STR demand | Buy-and-hold, licensed STR |
| Government Hill / Dignowity Hill | $180K-$260K | 7.0-9.5% | Fort Sam Houston proximity, Pearl spillover | Value-add, BRRRR, military tenants |
| Stone Oak | $400K-$600K | 4.0-5.0% | Corporate relocation, top schools | Family buy-and-hold |
| Alamo Ranch / Southwest Side | $260K-$400K | 5.5-6.5% | Lackland proximity, military family demand | Balanced returns, military tenants |
| Tobin Hill / Pearl District | $300K-$480K | 5.0-6.5% | Walkability, Pearl District anchor | Professional rental, condo appreciation |
| Alamo Heights | $600K-$1.5M+ | 3.0-4.0% | Most sought-after address, top schools | Long-term appreciation, luxury rental |
| Converse / Universal City | $220K-$340K | 6.0-7.5% | Randolph AFB proximity, military families | Cash flow focus, military tenants |
| South San Antonio / Brooks | $140K-$220K | 8.0-10.0% | Deepest value entry, Brooks revitalization | Best cash flow in the metro, value-add |
| Prospect Hill (78207) | $150K-$240K | 7.5-9.5% | San Pedro Creek Culture Park catalyst | Value-add, emerging play |
Expert Insight: “The most overlooked opportunity in San Antonio right now is the corridor between Government Hill and Dignowity Hill. Properties here are trading at roughly half the price of Southtown while sitting inside the same Eastside Promise Zone, with active infrastructure investment along New Braunfels Avenue and Hackberry Street. As Pearl District spillover continues eastward, that discount should compress meaningfully over the next five to seven years. The Fort Sam Houston tenant base also gives investors here a genuine demand floor that purely speculative neighborhoods don’t have.” – Marcus Villareal, Principal, Alamo City Investment Group
3. Property Types
| Investment Goal | Best Property Type | Best Neighborhoods | Minimum Capital |
|---|---|---|---|
| Maximum Cash Flow | Small multi-family or SFH in value corridors | South San Antonio, Government Hill, Prospect Hill | $35,000+ |
| Military Tenant Stability | SFH or VA house hack multi-unit | Alamo Ranch, Converse, near Lackland/Randolph | $0 (VA loan) to $65,000+ |
| Best Appreciation | SFH in gentrifying urban core | Southtown, King William, Helotes | $80,000+ |
| Lowest Management | New construction suburban SFH | Stone Oak, Alamo Ranch | $100,000+ |
Don’t guess the costs. Our Complete Renovation & Remodeling Cost Guide covers 400+ pages of project-by-project breakdowns with real contractor pricing ranges.
4. Cost Analysis
Acquisition Cost Breakdown (San Antonio)
| Expense Item | Typical Cost | Example ($290,000 Property) | Notes |
|---|---|---|---|
| Down Payment | 25% (investment); 0% (VA-eligible multi-unit house hack) | $72,500 (conventional) | VA loan house hacking is a genuine advantage unique to this market’s military tenant base |
| Closing Costs | 2-3% of price | $5,800-$8,700 | Title, escrow, lender fees, recording. No state transfer tax in Texas. |
| Insurance Quote (written) | Get before waiving contingency | N/A | Critical given Redfin’s explicit flag of rising San Antonio insurance costs as a 2026 softening driver |
| Foundation and Hail Damage Inspection | $400-$650 | $525 | South-central Texas hail and clay soil movement are genuine underwriting factors |
| Initial Repairs | 0-8% of price | $0-$23,200 | Highly variable, especially in older Government Hill and South San Antonio housing stock |
| Reserves (6 months) | 6 months expenses | $8,000-$12,000 | Emergency fund for vacancy given current multifamily oversupply |
| TOTAL MINIMUM ENTRY (conventional) | ~30-33% of value | $86,300-$96,700 | The lowest absolute capital requirement among the major Texas metros in this series |
Sample Cash Flow Analysis: Government Hill Single-Family Home
| Item | Monthly | Annual | Notes |
|---|---|---|---|
| Gross Rent | $1,650 | $19,800 | 3BR/2BA, Government Hill, renovated kitchen and bath |
| Less Vacancy (6%) | -$99 | -$1,188 | Conservative estimate, benefiting from steady Fort Sam Houston-linked tenant demand |
| Property Taxes | -$483 | -$5,800 | ~2.7% combined effective rate on $215,000 purchase price, no homestead exemption (investment property) |
| Insurance | -$145 | -$1,740 | Landlord policy reflecting rising South Texas hail and storm-related premiums |
| Property Management (9%) | -$149 | -$1,782 | Standard San Antonio single-family management fee |
| Maintenance + CapEx | -$132 | -$1,584 | 8% of rent, moderate reserve for an older Government Hill home |
| Net Operating Income | $642 | $7,706 | Before mortgage |
| Mortgage ($215,000, 25% down, 6.5%, 30yr) | -$1,020 | -$12,240 | Principal and interest only |
| CASH FLOW | -$378 | -$4,534 | Modestly negative on 25% down; positive with 35%+ down or an all-cash purchase |
| Cap Rate | 3.58% | NOI / Purchase Price (before renovation upside toward market rent) | |
| Total Return (3% appreciation) | ~11% | Including appreciation and principal paydown on leveraged purchase |
This example understates the true return potential since Government Hill rents typically run well below post-renovation market rate; a property improved to Pearl District-adjacent standard can command $2,000-$2,200/month rather than $1,650, meaningfully improving both cash flow and cap rate. San Antonio’s combined property tax and insurance burden is the standout expense pairing here, together exceeding the mortgage’s monthly principal contribution, the structural reality every San Antonio investor must underwrite precisely.
Expert Insight: “The single biggest underwriting mistake out-of-state investors make in San Antonio right now is using a national average insurance estimate. Get an actual written quote for the specific address before you make an offer. Hail and wind exposure varies meaningfully by ZIP code here, and the gap between a generic estimate and the real premium can be the difference between a 6 percent cap rate deal and a break-even one.” – Elena Cruz, Senior Advisor, Alamo City Capital Group
5. Legal Framework
⚠️ Compliance Notice
San Antonio follows the same statewide landlord-tenant law as the rest of Texas (Property Code Chapters 91-94), which remains broadly landlord friendly. The city is weighing its first property tax rate increase in 33 years, so figures in this section may shift for the 2026 tax year. This guide provides an overview only. Always consult a Texas-licensed real estate attorney before acquiring rental properties, and verify current Bexar Appraisal District figures directly for any specific property.
San Antonio-Specific Regulations
Landlord-tenant law itself is governed statewide, but San Antonio has some locally relevant factors investors should understand:
- No Rent Control: The Texas Constitution (Article XI, Section 18) preempts local rent control entirely.
- No Statutory Deposit Cap: Landlords may charge any security deposit amount, subject to the 30-day return and itemization requirement under Tex. Prop. Code § 92.103.
- 3-Day Minimum Eviction Notice: The same statewide standard applies, per Tex. Prop. Code § 24.005.
- Combined Property Tax Rate: Typically 2.5-2.9% of assessed value, stacking levies from Bexar County, the City of San Antonio (0.54159 per $100 currently, with a possible first increase in 33 years pending), the school district (the largest slice at roughly 1.38%), Alamo Community College, and University Health.
- Homestead Exemptions: $100,000-$140,000 school district exemption available to owner-occupants under the 2025 statewide increase; not available to investment properties.
- 100% Disabled Veteran Exemption: Texas grants a full property tax exemption to 100% disabled veterans on their primary residence, a locally relevant benefit given San Antonio’s large veteran population, though this does not apply to investment properties.
- City Short-Term Rental Registration: San Antonio maintains STR registration requirements; verify current rules directly with the City of San Antonio before purchasing with an STR strategy in mind.
Compliance Best Practices
Systematic compliance protects San Antonio investors from costly disputes even in a broadly landlord-friendly framework:
- Written Lease Requirement: Use a written lease specifying entry notice, late fees, and deposit terms explicitly, since Texas law leaves several areas to the lease itself rather than statute.
- Military Clause Inclusion: Given the deep military tenant base, include a standard military clause allowing early lease termination for PCS orders or deployment, both a legal expectation and a practical necessity in this market.
- Move-In Documentation: Photograph and date every room at move-in. Texas does not require a joint walk-through, so your own documentation is the primary protection in a deposit dispute.
- Annual Property Tax Protest: Given the above-average combined effective rate and the pending city rate increase, protest the Bexar Appraisal District’s assessed value annually rather than treating it as fixed.
- Insurance Shopping Discipline: Given San Antonio’s specific 2026 softening tied to insurance costs, shop multiple carriers annually rather than auto-renewing, and confirm hail/wind deductible structures carefully.
- Verify VA Loan Occupancy Rules: If using a VA loan for a multi-unit house hack, confirm current occupancy requirements, since VA loans require owner-occupancy of one unit, with specific exceptions for active-duty deployment.
- Professional Management: For any out-of-state investor, professional management with specific military tenant experience (PCS timing, BAH verification, military clause administration) is highly valuable in this market.
Useful San Antonio Resources
- Bexar Appraisal District: bcad.org
- City of San Antonio Tax Rate Summary: sa.gov
- Texas Attorney General Renter’s Rights: texasattorneygeneral.gov
- San Antonio Board of Realtors (SABOR): sabor.com
| Regulation | San Antonio Requirement | Compare: Houston | Investor Impact |
|---|---|---|---|
| Property Tax Burden | Combined effective rate ~2.5-2.9%, among the higher rates in the state, with a pending city rate increase | Combined effective rate ~1.8-2.3% | San Antonio carries a meaningfully heavier recurring tax burden than Houston |
| Eviction Notice | 3 days minimum (statewide) | Same statewide standard | Identical eviction process and timeline across both cities |
| Rent Control | Constitutionally preempted statewide | Same statewide preemption | No risk of local rent control in either city |
| Veteran Property Tax Benefits | Full exemption for 100% disabled veterans on primary residence; statewide but especially relevant given local veteran population | Same statewide benefit, less locally concentrated relevance | Not applicable to investment properties, but relevant when evaluating a market’s owner-occupant buyer pool |
| Short-Term Rentals | City registration required; verify current requirements directly | No primary residence requirement, more permissive overall | Confirm current San Antonio STR rules before purchase, especially in HOA communities |
6. Step-by-Step San Antonio Investment Playbook
Define Your San Antonio Strategy
San Antonio’s low entry prices support genuinely different strategies depending on your capital, veteran status, and risk tolerance. Before buying, be clear on which of these strategies you are executing:
VA House Hack (Veterans)
Use VA loan eligibility to purchase a multi-unit property with 0% down, live in one unit, rent the others. Particularly effective near JBSA installations given the deep and reliable military tenant demand.
Deep Value Cash Flow
Buy in South San Antonio, Government Hill, or Prospect Hill at the metro’s lowest entry prices. Genuine cash flow supported by scarcity of comparable inventory rather than speculative appreciation.
Southtown Appreciation Play
Buy in Southtown or King William, the citywide appreciation leader. Combine long-term hold with licensed STR income near the Blue Star Arts Complex for enhanced yield.
Suburban Family Buy-and-Hold
Acquire new construction single-family homes in Stone Oak or Alamo Ranch. Lower cap rates but exceptionally low turnover given family-oriented, school-driven and military family tenants.
Build Your San Antonio Team
San Antonio’s military tenant base and rising insurance costs make specific local expertise particularly valuable. Non-negotiable team members:
- San Antonio-Specialist Real Estate Agent: Ideally with military relocation experience if targeting a JBSA-adjacent strategy, and specific submarket knowledge given how differently individual neighborhoods perform.
- Insurance Broker with South Texas Storm Expertise: Get a written quote for the specific address before waiving your inspection contingency, given the state’s rising hail and wind-related premiums.
- VA Loan-Experienced Lender: If pursuing a veteran house hacking strategy, your lender needs specific experience with VA multi-unit financing and occupancy documentation.
- San Antonio-Licensed Property Manager: Verify specific military tenant experience, including PCS timing, BAH verification, and military clause administration.
- Real Estate CPA familiar with the Texas market: For depreciation strategy, entity structuring, and Bexar Appraisal District property tax protest procedures.
Expert Tip: Ask any San Antonio property management candidate directly: “What is your process for handling a military clause early lease termination, and what percentage of your portfolio is military-tenant?” A firm with deep experience here will have a documented, well-tested process; one without it may struggle with the PCS timing and paperwork that define this market’s tenant base.
San Antonio-Specific Due Diligence
Standard due diligence items plus these San Antonio-critical checks:
Physical Due Diligence
- Roof and exterior hail damage inspection, a leading source of Texas homeowner insurance claims and a specific San Antonio-area exposure
- Foundation inspection specific to South-Central Texas clay soil movement
- HVAC condition and capacity given the region’s extreme summer heat load
- Termite and wood-destroying insect inspection given the humid climate
- Age and condition of plumbing, especially in older Government Hill and South San Antonio housing stock
Regulatory and Market Due Diligence
- Get a real, written insurance quote for the specific address before waiving your inspection contingency, not a generic estimate
- Verify current Bexar Appraisal District appraised value versus purchase price and evaluate protest potential
- Confirm the specific submarket’s absorption rate for comparable rentals given ongoing citywide multifamily oversupply
- Review HOA rules for rental and STR restrictions if applicable
- If pursuing an STR strategy, verify current City of San Antonio registration requirements directly
- Confirm proximity to and current mission status of the relevant JBSA installation if targeting a military tenant strategy
Negotiating in San Antonio’s Buyer-Favorable Market
With inventory up 15-35% year over year and homes now averaging 50-95+ days on market depending on the data source, San Antonio in 2026 offers real negotiating leverage. Strategies that work:
- Target listings past 60+ days on market: The overpricing risk cuts both ways; homes above comparable sales are averaging over 100 days in some periods, signaling genuine motivation to negotiate.
- Use builder rate buydowns and closing cost credits as leverage: New construction communities along growth corridors are actively offering these incentives, useful comps leverage on resale negotiations nearby.
- Request seller-funded insurance escrow or repair credits: Given rising insurance costs, negotiating a credit toward the first year’s premium can be more valuable than an equivalent price reduction.
- Move decisively on well-priced Southtown and King William inventory: These submarkets still see meaningful competition despite the broader buyer-favorable shift.
- Leverage VA loan appraisal protections: Veteran buyers benefit from VA appraisal requirements that can surface issues conventional buyers might miss, a genuine advantage in this market’s older housing stock.
Property Management in San Antonio
San Antonio’s military tenant base and rising insurance costs make specific management focuses particularly important in 2026. Key management focuses:
Managing a Military Tenant Base
Properties near JBSA installations require specific processes most other Texas markets don’t:
- Include a standard military clause in every lease allowing early termination for PCS orders or deployment with appropriate notice
- Verify tenant income using Leave and Earnings Statements (LES) and BAH rate tables rather than standard pay stub verification
- Anticipate seasonal PCS-driven turnover cycles (typically summer months) and plan marketing and turnover timing accordingly
- Maintain relationships with base housing offices where relevant, since referrals from these offices are a genuine tenant sourcing channel
Typical San Antonio Management Fees
- Single-family management: 8-10% of monthly rent
- Multi-family management: 7-9% of monthly rent
- Leasing fee: 50-100% of one month’s rent
- Lease renewal fee: $150-$300 per renewal
- Licensed STR management: Typically 20-30% of gross booking revenue given the higher operational intensity
7. Financing Options for San Antonio
| Loan Type | Down Payment | Rate Premium | Best For | San Antonio Note |
|---|---|---|---|---|
| VA Loan (Multi-Unit House Hack) | 0% | Competitive, often below conventional | Veterans and active-duty service members | Can be used on properties up to four units; no private mortgage insurance required, a decisive local advantage given JBSA’s population |
| Conventional Investment | 20-25% | +0.5-0.75% | Strong W-2 income, good credit | San Antonio’s low absolute prices keep most properties comfortably under conforming loan limits |
| DSCR Loan | 20-25% | +1-2% | Investors who want no income verification | San Antonio’s strong rent-to-price ratio generally supports DSCR qualification, though rising insurance and property tax can offset this in some ZIP codes |
| Portfolio Loan | 20-25% | +1-1.75% | Multiple properties, self-employed | Regional Texas banks active in the San Antonio market, including several with military-focused lending programs |
| Builder Rate Buydowns | Standard | 1-2 points below market for 1-3 years | New construction purchases along growth corridors | Increasingly common concession given the 2026 buyer-favorable environment |
| Hard Money (Bridge) | 15-25% | 9-13% rate | BRRRR acquisitions, fast closings | Active hard money lender base given San Antonio’s growing value-add investor community |
San Antonio Financing Reality: The VA loan is the single most distinctive financing tool available in this market, given San Antonio’s population and the largest military installation in the country by population. A veteran or active-duty investor using a VA loan to house-hack a 2-4 unit property with zero down payment can achieve return metrics simply unavailable to a conventional buyer at the same purchase price, a genuine structural advantage unique to this metro among the four covered in this series.
8. Frequently Asked Questions
Knowledge Quiz: San Antonio Real Estate Investment
Open Quiz
5 quick questions on what you just learned about San Antonio investing
1) What is the single most distinctive financing tool available to investors in San Antonio, per the guide?
Answer: C
Given Joint Base San Antonio is the largest military installation in the country by population, the VA loan’s ability to finance a 2-4 unit property with zero down payment is a genuine structural advantage unique to this market among the four Texas metros covered in this series.
2) According to Redfin’s 2026 predictions, what are the primary drivers of San Antonio’s market softening, as opposed to a demand collapse?
Answer: B
Redfin cites insurance cost increases, natural disaster exposure, and reversing pandemic-era migration patterns, not weak local fundamentals. Population growth continues at roughly 30,000 residents annually and job growth remains above the national average.
3) Which San Antonio neighborhood does the guide identify as offering roughly half the entry price of Southtown while sitting inside the same Eastside Promise Zone?
Answer: D
Government Hill and Dignowity Hill offer San Antonio’s lowest entry point near downtown, roughly half the cost of Southtown, with Fort Sam Houston proximity keeping rental demand consistent from military tenants and medical center staff.
4) Why does the guide say San Antonio’s multifamily oversupply concern is less relevant to single-family investors than it might first appear?
Answer: A
The oversupply and related incentives like free rent are concentrated in multifamily apartment product delivered during the post-2022 construction cycle. Single-family rentals, especially in supply-constrained neighborhoods, are considerably more insulated from this dynamic.
5) Approximately what combined effective property tax rate does the guide cite for a typical San Antonio property, and how does it compare to Houston?
Answer: C
San Antonio’s combined effective property tax rate runs 2.5-2.9%, stacking Bexar County, city, school district, Alamo Community College, and University Health levies, meaningfully higher than Houston’s roughly 1.8-2.3% combined effective rate.
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San Antonio offers the most affordable entry point among major Texas metros, anchored by a genuine, non-cyclical demand floor from the largest military installation in the country by population. The 2026 softening reflects real, identifiable cost pressures, insurance and multifamily oversupply, rather than a demand collapse, which is precisely why the city has avoided the volatility seen in Austin or Phoenix over the past five years. Investors who underwrite property tax and insurance honestly, choose their submarket precisely, and, for eligible veterans, take full advantage of VA loan house hacking will find one of the strongest entry-level investment cases in the state.
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